“The Effect of Using the Risk-Adjusted Rate of Return on Capital in Risk Management on Profitability (with Loan Quality As a Supporting Variable) ‘An Applied Study on Libyan Commercial Banks from an Accounting Perspective’”. Economic studies journal 7, no. 1 (March 31, 2024): 358–343. Accessed December 7, 2025. https://elc2.su.edu.ly/index.php/esj/article/view/2716.