The effect of using the risk-adjusted rate of return on capital in risk management on profitability (with loan quality as a supporting variable) "An applied study on Libyan commercial banks from an accounting perspective". Economic studies journal, [S. l.], v. 7, n. 1, p. 358–343, 2024. DOI: 10.37375/esj.v7i1.2716. Disponível em: https://elc2.su.edu.ly/index.php/esj/article/view/2716. Acesso em: 7 dec. 2025.