Evaluating the credit analysis procedures in the Libyan banking sector and its effectiveness in reducing the credit risks. Economic studies journal, [S. l.], v. 7, n. 1, p. 286–254, 2024. DOI: 10.37375/esj.v7i1.2711. Disponível em: https://elc2.su.edu.ly/index.php/esj/article/view/2711. Acesso em: 7 dec. 2025.